Tailored Solutions
Tailored Solutions
Fairtree Invest develops and manages multi-managed investment solutions that are strategically designed
to meet our clients’ bespoke investment goals.
We are experts at developing tailored solutions for high-net-worth investors and financial advisors. Fairtree Invest’s main focus is to educate, equip and empower our clients to make wise investment decisions, put them on a path to a secure financial future and assist them to achieve their investment aspirations.
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Product Offering
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Tax-Free Savings Plan
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Preservation Plan
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Retirement Plan
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Living Annuity Plan
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Unit Trusts
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Endowment Plan
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Bespoke
Tax-Free Savings Plan
Introduction
A tax-free savings plan is a simple and tax-efficient savings solution that provides returns that are completely tax free. There are annual and lifetime contribution limits in place, which means that tax benefits are greatly enhanced the earlier an investment is secured.
Benefits
- All growth on this investment is completely tax free, but is subject to legislated contribution limits.
- Tax-Free contributions are limited to up to R36 000 per year, this would mean a maximum monthly debit order of R3 000 and up to R500 000 over the lifetime of the investor. Any amounts contributed which are over these limits will be taxed at 40% tax payable by the investor.
- The maximum contribution to this product being R500 000, is not based on a net account balance, but rather total contributions made during an investor’s lifetime. For example if the investor contributed R100 000 and then withdraws R50 000, the amount contributed during the lifetime stays R100 000. It does not decrease each time a withdrawal is done.
- You can customise your investment portfolio to your needs, financial circumstance and risk appetite.
- All fees levied are completely transparent.
- No initial administration fees are levied on this investment.
- Access to your money (important note: your annual and lifetime contributions will not be reinstated if you withdraw your investment).
- Financial advisors – you may choose to appoint a financial advisor (if required). Alternatively, you may invest directly with Fairtree.
- Regular reporting – we provide regular and easy-to-understand investment reports.
Portfolio Sheets
MDD/Fund Fact Sheet publishing
Each fund follows a slightly different process for input and approval. As a result of these varying factors, publishing dates of finalised MDD’s for each of our funds may differ. As soon as we have official approval and sign-off of monthly performance and figures, we publish our MDD’s/Fund Fact Sheets.
The Fairtree Worldwide Multi-Strategy Flexible Prescient Fund aims to provide maximum long term growth by investing in a diversified blend of worldwide assets and strategies. This fund is not constrained by Regulation 28 and it is our best opinion on a balanced investment view. The objective is to provide competitive after inflation annualized returns measured in rand over a 5 year period.
Preservation Plan
Introduction
Preservation plans are easy-to-understand, pre-retirement savings solutions. These plans assist to preserve your savings and allow your retirement savings to continue to grow, once you have left an employer’s pension and/or provident fund.
Benefits
- All growth (capital and income) within this investment is completely tax free.
- Tax neutral transfer of retirement benefits (assuming tax affairs are in order).
- Flexible investment choices – members preserve and grow their retirement benefits already accumulated.
- Transparency – all fees levied on our portfolios are fully disclosed.
- No initial administration fees are levied on this investment.
- Financial advisors – you may choose to appoint a financial advisor (if required). Alternatively, you may invest directly with Fairtree.
- Regular reporting – we provide regular and easy-to-understand investment reports.
Portfolio Sheets
MDD/Fund Fact Sheet publishing
Each fund follows a slightly different process for input and approval. As a result of these varying factors, publishing dates of finalised MDD’s for each of our funds may differ. As soon as we have official approval and sign-off of monthly performance and figures, we publish our MDD’s/Fund Fact Sheets.
Unit trusts
The Fairtree Flexible Balanced Prescient Fund is a Regulation 28 fund. It combines a diversified blend of worldwide assets, at a low cost. The equity allocation uses systematic quantitative factor-based strategies, with a fundamental active overlay. The objective is to provide competitive after inflation annualized returns measured in rand over a 3 year period.
The Fairtree Invest Strategic Factor Prescient Fund is a Regulation 28 fund. Where our other two funds are ‘all about the investment journey, this fund is more ‘about the destination’. It combines a diversified blend of worldwide assets, at a low cost. The equity allocation maximized, still using systematic quantitative factor-based strategies, with a fundamental active overlay. The objective is to provide competitive after inflation annualized returns measured in rand over a 5-7 year period.
Model Portfolio
The Fairtree Stable Portfolio aims to outperform the benchmark net of investment management fees, over any rolling 3 year period. The portfolio is diversified across the major asset classes utilizing a multi-manager approach, whereby fund managers are combined based on their skills and expertise.
The Fairtree Moderate Portfolio aims to outperform the benchmark net of investment management fees, over any rolling 5 year period. The portfolio is diversified across the major asset classes utilizing a multiÂ-manager approach, whereby fund managers are combined based on their skills and expertise.
The Balanced Portfolio aims to outperform the benchmark net of investment management fees, over any rolling 6 year period. The portfolio is diversified across the major asset classes utilizing a multi-Âmanager approach, whereby fund managers are combined based on their skills and expertise.
Retirement Plan
Introduction
Retirement plans provide individuals with a tax-efficient, easy-to-understand and cost-effective way to save towards their retirement. Contributions can be made via debit order, direct deposit or facilitated by your employer.
Benefits
- Member contributions are tax deductible (subject to legislative limits).
- Flexibility – as an investor, you may choose from a broad range of industry-leading portfolio managers. This ensures that your investment is suited to your personal financial needs, circumstances and risk appetite.
- Transparency – all fees levied on our portfolios are fully disclosed.
- No initial administration fees are levied on this investment.
- Financial advisors – you may choose to appoint a financial advisor (if required). Alternatively, you may invest directly with Fairtree.
- Regular reporting – we provide regular and easy-to-understand investment reports.
- The group contribution option is an extremely cost-effective retirement savings solution for small and medium-sized businesses, that is simple to administer.
Portfolio Sheets
MDD/Fund Fact Sheet publishing
Each fund follows a slightly different process for input and approval. As a result of these varying factors, publishing dates of finalised MDD’s for each of our funds may differ. As soon as we have official approval and sign-off of monthly performance and figures, we publish our MDD’s/Fund Fact Sheets.
Portfolio Illustration
The Fairtree Flexible Balanced Prescient Fund is a Regulation 28 fund. It combines a diversified blend of worldwide assets, at a low cost. The equity allocation uses systematic quantitative factor-based strategies, with a fundamental active overlay. The objective is to provide competitive after inflation annualized returns measured in rand over a 3 year period.
The Fairtree Invest Strategic Factor Prescient Fund is a Regulation 28 fund. Where our other two funds are ‘all about the investment journey, this fund is more ‘about the destination’. It combines a diversified blend of worldwide assets, at a low cost. The equity allocation maximized, still using systematic quantitative factor-based strategies, with a fundamental active overlay. The objective is to provide competitive after inflation annualized returns measured in rand over a 5-7 year period.
Model Portfolio
The Fairtree Stable Portfolio aims to outperform the benchmark net of investment management fees, over any rolling 3 year period. The portfolio is diversified across the major asset classes utilizing a multi-manager approach, whereby fund managers are combined based on their skills and expertise.
The Fairtree Moderate Portfolio aims to outperform the benchmark net of investment management fees, over any rolling 5 year period. The portfolio is diversified across the major asset classes utilizing a multiÂ-manager approach, whereby fund managers are combined based on their skills and expertise.
The Balanced Portfolio aims to outperform the benchmark net of investment management fees, over any rolling 6 year period. The portfolio is diversified across the major asset classes utilizing a multi-Âmanager approach, whereby fund managers are combined based on their skills and expertise.
Living Annuity Plan
Introduction
A living annuity is a post-retirement savings and income solution that helps you grow your retirement savings while providing you with a regular income. The Living Annuity Plan is underwritten by Hollard Life. We employ a Unique Risk Bucket approach to our strategies.
Benefits
- Growth within your investment is tax-free. You only pay tax on your regular income payments, at your income tax rate.
- You have a diverse range of portfolio options from a range of industry leading portfolio managers.
- Flexible income payments – you can select an income payment of between 2.5% and 17.5% (per annum).
- Transparency – all fees levied on our portfolios are fully disclosed.
- No initial administration fees are levied on this investment.
- Your Investment Policy is exempt from estate duty and executor’s fees.
- The value remaining of your investment will be paid out to your specified beneficiaries when you pass away.
- Regular reporting – we provide regular and easy-to-understand investment reports.
- Financial Advisors – You may choose to appoint a Financial Advisor (if required). Alternatively, you can invest directly with Fairtree.
Portfolio Sheets
MDD/Fund Fact Sheet publishing
Each fund follows a slightly different process for input and approval. As a result of these varying factors, publishing dates of finalised MDD’s for each of our funds may differ. As soon as we have official approval and sign-off of monthly performance and figures, we publish our MDD’s/Fund Fact Sheets.
Our Post Retirement Illustrations
The Fairtree Post-ÂRetirement Personal Share Portfolio Illustration aims to provide an aggressive growth opportunity from a niche product solution. The solution aims to outperform the benchmark net of investment fees over a rolling seven year period. This is achieved by blending Fairtree’s concentrated stock portfolio with flexibleÂ, offshore and income products. This Illustration contains hedge funds inside the growth portion of the portfolio.
The Fairtree Post-ÂRetirement Personal Share Portfolio Illustration aims to provide an aggressive growth opportunity from a niche product solution. The solution aims to outperform the benchmark net of investment fees over a rolling seven year period. This is achieved by blending Fairtree’s concentrated stock portfolio with flexibleÂ, offshore and income products.
Model Portfolio
The Fairtree Stable Portfolio aims to outperform the benchmark net of investment management fees, over any rolling 3 year period. The portfolio is diversified across the major asset classes utilizing a multi-manager approach, whereby fund managers are combined based on their skills and expertise.
The Fairtree Moderate Portfolio aims to outperform the benchmark net of investment management fees, over any rolling 5 year period. The portfolio is diversified across the major asset classes utilizing a multiÂ-manager approach, whereby fund managers are combined based on their skills and expertise.
The Balanced Portfolio aims to outperform the benchmark net of investment management fees, over any rolling 6 year period. The portfolio is diversified across the major asset classes utilizing a multi-Âmanager approach, whereby fund managers are combined based on their skills and expertise.
Unit Trusts
Introduction
Our discretionary and unit trust offering, offers a wide range of affordable investment portfolios. Whether your goal is to secure steady income or growth in excess of inflation, diversification through balanced portfolios or more aggressive capital growth, these portfolios are tailored to meet various investment objectives.
Benefits
- Access to various asset classes (domestic and international) and extensive investment management experience.
- Control and flexibility – all fees levied on our portfolios are fully disclosed.
- All fees levied are completely transparent.
- No initial administration fees are levied on this investment.
- Financial advisors – you may choose to appoint a financial advisor (if required). Alternatively, you may invest directly with Fairtree.
- Regular reporting – we provide regular and easy-to-understand investment reports.
Portfolio Sheets
MDD/Fund Fact Sheet publishing
Each fund follows a slightly different process for input and approval. As a result of these varying factors, publishing dates of finalised MDD’s for each of our funds may differ. As soon as we have official approval and sign-off of monthly performance and figures, we publish our MDD’s/Fund Fact Sheets.
Unit Trusts
The Fairtree Worldwide Multi-Strategy Flexible Prescient Fund aims to provide maximum long term growth by investing in a diversified blend of worldwide assets and strategies. This fund is not constrained by Regulation 28 and it is our best opinion on a balanced investment view. The objective is to provide competitive after inflation annualized returns measured in rand over a 5 year period.
The Fairtree Flexible Balanced Prescient Fund is a Regulation 28 fund. It combines a diversified blend of worldwide assets, at a low cost. The equity allocation uses systematic quantitative factor-based strategies, with a fundamental active overlay. The objective is to provide competitive after inflation annualized returns measured in rand over a 3 year period.
The Fairtree Invest Strategic Factor Prescient Fund is a Regulation 28 fund. Where our other two funds are ‘all about the investment journey, this fund is more ‘about the destination’. It combines a diversified blend of worldwide assets, at a low cost. The equity allocation maximized, still using systematic quantitative factor-based strategies, with a fundamental active overlay. The objective is to provide competitive after inflation annualized returns measured in rand over a 5-7 year period.