Glossary

Asset Classes

This is the way in which investments can be grouped together into classes. These classes are determined by similar characteristics, laws and legislation. (Some examples of asset classes; equities, real estate, commodities, futures, bonds)

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Dread Disease

This can also be called critical illness cover. It gives financial protection should you fall victim to a serious illness like cancer or heart attack. This will pay out a tax-free lump sum if the insured is diagnosed with one of the illnesses listed in their policy.

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ETF’S

This is an exchange-traded fund. It is a basket of securities that are traded, just like stocks. Like stocks, ETF’s have share prices that fluctuate throughout the day. They are different from buying stocks individually because of expense ratios and broker commission.

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