Financial Planning

Boost your investments & pay less tax by maximising your tax benefits

The 28th of February is around the corner, and it is time to be strategic and tax savvy. Open a new or top up your existing Fairtree Retirement Annuity and / or Fairtree Tax-Free Savings Account and maximise your tax benefits for this tax year. How to make the most of your tax benefits Tax-Free …

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Importance Of Diversification Balanced Investing

For an individual investor, knowing how to allocate our investments across different assets like; local equities, global equities, local and global bonds, credit, property, cash, and even hedge funds is an important yet potentially intimidating task. Good investment planning includes the diversification of your portfolio, by combining different assets to reduce risk. This safeguards our …

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Our Best Opinion On Balanced Investing

A Portfolio That Simultaneously Achieves Long-Term Wealth And Short-Term Tactical Tilting Core and Satellites Combine ‍The way that we construct our portfolios follows the same Investment Philosophy and Process designed by Lombard Barnard and Cephas Dube. This serves as the foundation to each portfolio we create. All of our portfolios have a ‘core’. This core …

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What Difference Can A Few Days Make In A Long-Term Investment?

As retail investors we can often slip into trying to time the market in the short term, to get into and out of the investment at the perfect time. However, is there really such a thing in the markets as ‘perfect timing’? No one can predict the exact peaks and turns of the market. The …

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Risk, Patience & Temptation _ Balanced Investing

Balanced Investing is not a foreign topic of discussion at Fairtree Invest. There have been several articles and webinars around this topic. Why? We believe it is an important concept to grasp, with many facets to master balanced investing. ‍ Balanced investing is all about allocating your funds across different assets, to ensure long-term growth …

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5 Tips To Set Great Financial Habits For Your

5 Tips to help you set great financial habits for your 2020   Most initiatives begin with the best intentions in mind. As people, our desire is to do well, to succeed and do the best that we can. The key to actually obtaining this is ‘Consistency and Discipline’. Good intentions always get tested and …

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Am I Going To Make It? Retirement

There are a few things we can wisely adopt before retirement which can assist our retirement savings and general savings as well. As mentioned in the last article, even before the pandemic hit household incomes, many South Africans were already pressed to save enough toward their retirement. In general, South African’s have a poor savings …

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The Fomo Phenomenon Of Investing

In our last article “Do’s and Don’ts of Investing in 2021”, we spoke to watching out for the FOMO (fear-of-missing-out) mindset, we used an example of this around the Bitcoin phantom rallies expecting to take place in 2021. This, however, is not the only place we can expect to see these events taking place. We …

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Saving And Investing Is Different

Financial wellness is a journey that requires taking one step at a time. Starting the journey is the most vital step to take. In many regards, an investment can be compared to growing a tree. It may begin as a small seed, but with some good soil, strong roots, regular watering, additional fertilizer and time …

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Your Contribution Tax Benefits

It is that time of year again, tax year-end is on its way. 2021 tax year runs from 1 March 2020 to end February 2021. This is a friendly reminder to make your additional contributions to your Retirement Annuity’s and Tax Free-Savings Investments if you wish to maximise your tax benefit for this tax-year. To …

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